Thawani e-payment method
Thawani, the innovative mobile e-payment start-up, offers a safe and simple alternative payment method to cash, credit and debit cards, by implementing banking standard security controls at application level and at datacentre level. Thawani is also compliant to both Payment Card Industry Data Security Standard (PCI-DSS) and Payment Application Data Security Standard (PA-DSS), as well as featuring additional level security protocols.
Among the key features of these security controls is the linking of the user account to the user’s SIM card and Device serial number. This will ensure that the application will not work if the SIM card is removed but the user still can change his sim card through certain process within the APP. Furthermore, all local cards transactions are secured with an additional PIN shared by a One-time-password (OTP) by the local payment gateway.